The purpose of this article is to breakdown a standard homeowners policy. Specifically, help you be able to identify what is and what's not covered under your  home insurance policy.

When I explain to clients what homeowners insurance covers, there’s always a few surprises. This is why it’s very important, never just to compare price on a policy. One small oversight that may save you $50 today, can cost you $50,000 in a few months.

Let’s face it, when it comes to auto insurance for teenage drivers, it’s not cheap nor easy.

However, many parents make it harder and more expensive than it should be.

The purpose of this blog post was to review the common mistakes I see parents with teenage drivers make. Just as important, allow you to discover some of the bigger opportunities for saving money when it comes to insuring your teenage drivers.

When it comes to saving money on insurance, knowing when to purchase and/or shop your over your lifetime can save you thousands of dollars.

The purpose of this post is to act as a list of “life event triggers” you can use, no matter your age, to identify opportunities for saving money on insurance.

As you’ll see, there are many life events you wouldn’t consider a major milestone, in which you could save a substantial amount of money.

Here are the triggers separated by age.

With their annual survey J.D. Power and Associates attempted to answer the question; what are the best companies for homeowners insurance?

The 2012 study shared which homeowner’s insurance companies performed the best throughout the claims experience. In other words, how did the insurance company perform when a homeowner needs them the most?