This is the 2nd post, in a five part series on raising your credit score. The goal today is to answer the question, “Where should I get my credit score?”
What does viewing your credit score have to do with insurance? Insurance carriers take into account your credit score, to determine the cost of your policy. The better your score, the more you can save on home and auto insurance.
Not only does your score impact how much you pay in premiums each year, but good credit can save you thousands over your lifetime on your mortgage, car loans, and apartment rentals as well.
I recommend reading parts 1 & 2 , How Does Your Credit Score Work & What Effects Your Credit Score , before today’s post.
There are dozens of different ways you can view your credit score. Unfortunately, it’s hard to sort through exactly what companies you can trust and the companies you can not.
The purpose of today is to review two safe and simple ways you can view your credit score today.
The first option to see your credit score is through a service like CreditKarma. CreditKarma allows you to see your credit score for free. 
A reason I enjoy CreditKarma is the tools it has once you view your report. My favorite is the “Credit Report Card” and “Credit Simulator” tables.
The credit report card reviews the strengths and weaknesses of your credit. The credit simulator simulates the impact of your credit score, by taking a certain actions.
You can simulate both good and bad actions. For example, you can see what would happen if you increased the credit line on your current credit card. As well as seeing the impact of a missed payment or bill going to collections.
Spend some time in this simulator. It’s one of the best tools around for finding out exactly what you need to do to increase your credit score.
There is a downside to using CreditKarma.com as it doesn’t reveal your real FICO score. To get your actual FICO score, you can go to MyFICO.com. Although, MyFico.com does charge a small fee, I find it helpful to go directly to the source at least once a year.
MyFico has similar simulation tools to see what effects certain actions have against your credit. Again, these simulator tools are a great way to see how to improve your score.
After you’re done checking your credit score, file it with your other important documents, and put a note on your calendar to do so again in a few months. It’s important that you keep a close eye on your credit score.
Tomorrow, I’ll review how to get your Credit Report. If you have any questions on where to get your credit score, let me know in the comments.
